What Is Fintech and the 6 Best Fintech Companies in India

What is fintech and the 6 best fintech companies in india. In this blog we will learn which are the top fintech companies in India and what do they offer
What Is Fintech and the 6 Best Fintech Companies in India

What is Fintech?

FinTech represents Financial Technology, and fintech firms spend significant time in innovation development to help the banking and monetary industries. Today we as a whole have portable betting on our mobiles, which assists us with doing all our financial exchanges readily available from the solace of our homes or any spot.

There are monetary applications used to compute EMIs and protection premium statements too. This is the major use of Fintech and moving forward we will learn which are the 6 best fintech companies in India-


Paytm was set up by Vijay Shekhar Sharma and is moved by One97 Communications and is approved by RBI. Paytm has many accomplices, for example, Uber, BookMyShow, Foodpanda, MakeMyTrip and some more. Its financial backers incorporate Softbank, Ant Financial, AGH Holdings, SAIF Partners, Berkshire Hathaway, T Rowe Price, and Discovery Capital. Paytm Insurance is a completely possessed auxiliary of One97 Communications Ltd (OCL) and has gotten a business permit from IRDAI.Paytm is one of the best fintech companies in India.



Razorpay is one of the top fintech companies in India, set up by Harshil Mathur and Shashank Kumar in 2014. Razorpay is payment solution platform in India that assists organizations with its set-up of items to get, measure, and dispense installments. It gives you admittance to all installment modes, including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money, and PayZapp, including Visa, check card, net banking, UPI, and normal wallets.


Set up in Bengaluru, Karnataka by Kunal Shah in 2017, CRED is an Indian fintech startup that is a one-stop answer for monetary administrations. CRED permits its clients to make Mastercard installments through its application and they likewise get remunerated. Afterwards, CRED likewise acquainted an element permitting clients with pay house lease and presented transient credit lines. CRED is one the best fintech companies in India which is functional on mobile app that permits its clients to get to a scope of extra administrations like credit and an exceptional inventory of items from very good quality brands.


ZestMoney was established by computerized finance and innovation experts, Priya Sharma, Lizzie Chapman and Ashish Anantharaman, and is sponsored by driving worldwide advanced monetary administrations financial backers like PayU, Ribbit Capital, Omidyar Network and so forth. ZestMoney is again one of the top fintech companies in India.

Established in 2015, ZestMoney is one of the biggest and quickest developing customer loaning fintech organizations in India. Their USP is to give moment financing, at the checkout with the assistance of innovation to make life more reasonable for every client.

They plan to democratize the installment of EMI, as they might suspect EMI ought to be accessible to everybody and not just the individuals who have a charge card or have a FICO rating.



Founded in September 2012, by Sampad Swain, Akash Gehani, and Aditya Sengupta Instamojo is another one of the best fintech companies in India. Instamojo gathers charges, makes free web-based stores, ships products, gets credits, and more to support your business.

Miniature business visionaries, new companies, little and medium-sized organizations are utilizing Instamojo to begin, market, run and extend right away, utilizing our set-up of administrations like installments, free internet-based stores, coordinations, credit, and finance, and more through versatile and web stages.

Instamojo permits customized business devices to assist a business with extending the Internet.


Established in 2014 by Harshvardhan Lunia, Lendingkart Group plans to make working capital money accessible to all business visionaries readily available.

With this, they can zero-in on business as opposed to agonizing over the holes in their incomes. Lendingkart Technologies Private Limited is a blade tech startup that helps business people in the functioning capital space.

The Company's innovation apparatuses depend on enormous information examination that assists moneylenders with assessing borrower's reliability and offers other related types of assistance.