
The next criteria to select the best term insurance plan is choosing an accurate duration of the plan. This becomes easy when you have done your financial analysis and are aware of the cover you will need. The best way to determine the tenure of your insurance cover is to find out the year when your liquid net worth will be more than your term life insurance cover. The important thing here is to understand that the tenure should not be too short as the policy might lapse before your financial goals are achieved, at the same time it should not be too long as you will not need it after your financial goals are achieved.
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