Dont let your dues accumulate

Credit card issuers allow users to pay a minimum of 5%, so there are no late fees. However, interest is charged on the unpaid amount. We do not recommend balancing credit card charges. This is due to the fact that credit cards charge high interest rates (36-48% per year). Once interest payments start, it is difficult to make payments in installments.

Please pay full credit card fees every month for an interest-free period. So, if you want to use credit card smartly, make sure you pay off your liablilities on time.