When it comes to choosing the best term insurance plan, it becomes equally important to choose the best life insurance company, as they won't back out on payouts. It would be a waste investment, if you did not get the sum assured on the date of policy maturity. Claim settlement is more of an after sale service and the insurance companies that have higher claim settlement ratio, earn the title of the best life insurance companies. Just do your research and check for the life insurers claim settlement ratio to filter your options.
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